TRAVEL REWARDS CREDIT CARDS

Responsible use of your credit card allows flexibility and leverage as it helps people manage their money. By using the principle of interest rates in credit, it allows large and expensive purchases like buying furniture and appliances. Payment for these large purchases can be extended over a specific period to make it more flexible for the credit user. The credit card company on the other hand is able to earn income charging interest rates for credit used over a specific period of time.

Credit card companies use as promotional or marketing strategies the giving of rewards to their card customers by giving points for every time they use their credit cards when making transactions. These reward points can be in a form of free gifts, appliances, electronic gadgets, cash rewards or travel miles. The number of points per card transaction may depend on the amount purchased. For travel point rewards for example, a 1 dollar purchase transaction sometimes equals 1 travel reward mile. The number of travel miles will usually depend on the travel destinations, the credit card company’s rewards program and the airline companies they have tied up with in their air miles points program.

Travel rewards from using credit cards in making purchases are quantified in air miles. Heavy credit card users are able to benefit from these programs the most as the huge accumulated points that they may make may already equal the points equivalent to one plane ticket. The more purchases a person does on his credit card, the more points his credit card rewards him and the person has the options to convert these to travel air miles.

To determine if the accumulated air miles rewards points a person has is enough to avail of a plane ticket, lets say flying domestic within the US, they can do this by checking with their credit card companies how much air miles they need to accumulate in order to avail of a plane ticket to their desired destination. The number of accumulated air miles points on their card doesn’t necessarily equal the actual miles required to make the trip. In order to determine the actual equivalent of miles their accumulated miles rewards points from their credit card purchases, they’ll need to check with their credit card hotline numbers or from their credit card’s consumer websites to receive more detailed information in determining how much actual miles their accumulated air miles reward points has made, how to claim them and how to work out the travel arrangements with the airline company the credit card company has tied up with regards to the travel rewards promotions.

Seach for Credit Card promos below.

Review the offers conveniently to decide which you like.

Once you made your choice, Apply with an Instant Application.

Blue from American Express®

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	As Low As 10.99%*	None*

0% APR on purchases for up to 12 months
No Annual Fee
Low Balance Transfer APR - 2.99% for 12 months
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds.

American Express® Preferred Rewards Gold Card

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	N/A%*	$125*

Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
No Pre-Set Spending Limit
No annual fee for the first year - $125 Thereafter
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

Miles by Discover® Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	6 Months*	10.99%*	None*

Double Miles on grocery store purchases in November and December*
A Miles card with no annual fee!
No blackout dates
Double Miles on food and travel, up to $3,000 each year
1 Mile for every $1 you spend
Unlimited Miles while your account is active
0% Intro APR*

Blue Sky from American Express®

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	As Low As 11.99%*	None*

0% Intro APR for up to 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds.

JetBlue Card from American Express

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	13.99%*	$40*

Get 50 TrueBlue® points after your first purchase - that's half way to an award flight!
TrueBlue points don't expire.
Earn one Award Dollar for virtually every dollar you spend
Earn Double Award Dollars on entertainment, leisure, travel and dining
200 Award Dollars = 1 TrueBlue point and 100 TrueBlue points = one round trip flight
Express Approval. Get a decision in less than 60 seconds.

Gold Delta SkyMiles® Credit Card from American Express

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	13.99%*	$95*

Earn up to 25,000 bonus miles -- enough for a total of $250 off Delta flights
Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
25,000 miles may also be redeemed for a domestic economy award ticket
Earn SkyMiles for every eligible dollar you spend
No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
Express Approval. Get a decision in less than 60 seconds.

Advanta Customizable Platinum BusinessCard with Unlimited Rewards

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	7.99%*	None*

Whether you want to showcase your business using your logo, a favorite photo or simply by putting your business name at the top of the card, Advanta provides you with three ways to promote your business every time you use your card.

0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
7.99% Variable APR (based on Prime) on Purchases
NEW! Unlimited Rewards*
- Earn cash back, travel, merchandise and more
No Annual Fee and No Limit on the points you can earn
Get employee cards with no fee and set spending limits per user
$0 Fraud Liability
Personalized card -- your company name on the card, plus logo or other image!

*see Terms & Conditions for important information, benefits and limitations

Discover® Business Miles Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	12 Months - P*	13.99%*	None*

0% Intro APR for 12 months on purchases and 3.99% intro APR for 6 months on balance transfers
12,000 Bonus Miles*
Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
No annual fee
Earn Double Miles on travel and gas*
Travel with no restrictions – book any airline, any date, any seat

Hilton HHonors® Platinum Credit Card from American Express

Intro APR	Intro Period	Regular APR	Annual Fee
2.90*	6 Months*	13.99%*	None*

Earn up to 50,000 HHonors® bonus points when you get the Card
No Annual Fee
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
No Blackout dates
Express Approval. Get a decision in less than 60 seconds.

Advanta Platinum BusinessCard with Unlimited Rewards

Intro APR	Intro Period	Regular APR	Annual Fee
0% BT Only*	15 Months*	7.99%*	None*

0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
7.99% Variable APR (based on Prime) on Purchases
NEW! Unlimited Rewards*

Earn cash back, travel, merchandise and more
1 point for every dollar in purchases
No blackout dates on air travel

No Annual Fee and No Limit on the points you can earn
Get employee cards with no fee and set monthly spending limits per user
$0 Fraud Liability
Personalized card - your company name on the top of the card

*see Terms & Conditions for important information, benefits and limitations

Starwood Preferred Guest® Credit Card from American Express

American Express Starwood Preferred Guest

Intro APR	Intro Period	Regular APR	Annual Fee
2.90%*	6 Months*	13.99%*	$45*

Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 econds.

The WorldPerks® Visa®

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	14.75%*	$55 or $90*

One-time Enrollment Bonus
Redeem up to two award tickets a year for as little as 19,000 miles each
Double Miles for purchases direct from Northwest Airlines®
No preset spending limit
No cap on miles you earn
Redeem 10,000 miles for $100 off a Northwest Airlines ticket — up to six times a year
Get a Free Day on a 3-day weekend rental from National Car Rental®, plus up to 15% savings and a complimentary Emerald Club® membership
Enjoy VIP perks at the world's best hotels, resorts, villas and cruises with complimentary membership in the Hideaways Aficionado™ Club (a $135/year value)